Saving doesn’t require a huge paycheck. Setting aside spare change builds consistency, creates financial awareness, and generates momentum as you watch even small amounts grow. Whether it’s a tip jar at home or a bank round-up account, little deposits add up to lasting financial impact.

Small splurges add up quickly and can derail your finances. Setting a weekly spending limit for non-essentials creates awareness, builds discipline, and gives you guilt-free freedom to enjoy extras. Track your “fun money,” stick to the boundary, and take control of where your money goes.